Law Review, CreditRepair.com Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Click "Activate Card" to finish the process. Card balance limits apply. Fees and limits apply to debit card transfers. Active personalized card required. Pros. Enter your cell phone number and well send you a link to install the WalletHub app. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Do Not Sell or Share My Personal Information. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. In addition, it is not any companys responsibility to ensure all questions are answered. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Most importantly, all information is Safe and Secure! Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Business Loans, Debt Or no credit? Additional customer verification may be required. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Overdrafts are paid at our discretion. What is the Green Dot customer service phone number? Overdrafts are paid at our discretion. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. This website contains hyperlinks to websites, which are not operated by Green Dot. Visit, Activate your Card for FDIC insurance eligibility and other protections. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Do Not Sell or Share My Personal Information. What Is a Good Credit We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. Is a Good Credit Score? Fill In Your Number. What does your credit score need to be for the Amex Platinum card? Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Other fees may apply. Fees on your primary deposit account may reduce earnings on your savings account. Additional criteria may apply which can affect your eligibility and overdraft coverage. The APR is 19.99%* Fixed. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. SeeDeposit Account Agreement (PDF)for terms and conditions. Go to Settings, Manage Card. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. Elisa has been with Credit.com since 2014, when she started out a Free Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. You can be the first one to help by
Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. for Students, Low See the online credit card applications for details about the terms and conditions of an offer. Learn more. Not valid with any other offer. 3 ways to activate a Mastercard online, over the phone or app How to activate a USAA debit card online, by phone, at ATM How to activate Old Navy credit card online or by phone How to activate JCPenney credit card online or by phone How to activate a Capital One credit card online, phone, app Does Credit Repair Work, The $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . No monthly fee when you direct deposit $500 or more in the previous monthly period. What is the American Express Seating program? Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. Review, Dispute EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Other limits may apply. for a New Line of Credit, Cards See, Mobile check deposit: Active personalized card, limits and other requirements apply. Maybe youve been denied for credit card after credit card. Limits and fees apply. Fees apply for approved Money in Minutes transactions funded to your card or account. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. You can put down anything from $200 to $5,000. However, all credit card information is presented without warranty. APY may change before or after you open an account. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. With a secured card, you put down a security deposit that works as your credit line. Standard message rates apply. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Fill in the application form. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. SimplyCash Card from American Express. Application and approval process are quick and easy. With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. How do I check my Capital One QuicksilverOne balance? See Account Agreement at GreenDot.com for terms and conditions. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. About Credit Repair, Credit 2.00% Annual Percentage Yield (APY) as of October 2022. Must be 18 or older to purchase. How Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Approval review usually takes 3-5 minutes but may take up to one hour. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Credit Scores, All About The Green Dot Platinum Visa is a secured credit card, which means you aren't subject to a traditional credit check. Fees on your primary deposit account may reduce earnings on your savings account. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Learn more (Overdraft Protection PDF)., Opt-in required. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. However, this relationship does not result in any preferential editorial treatment. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. 2.00% Annual Percentage Yield (APY) as of October 2022. Log into your account and refer to your Account Agreement to check feature availability. Home I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Approval review usually takes 3-5 minutes but may take up to one hour. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Standard message rates apply. Otherwise$5 per month. Rewards. Limits apply. @scott_ack 09/02/20 This answer was first published on 09/02/20. See, Opt-in required. As such, early direct deposit availability may vary from pay period to pay period. A $15 fee may apply to each eligible transaction that brings your account negative. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. Loans, How to Get Your First Credit 3X Rewards on online, dining & telecom spends. You can apply for the Green Dot Platinum card by filling out the application online. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Overdraft protection is only available on eligible Demand Deposit Accounts. About Credit Cards, Credit Luckily, companies like Green Dot understand what youre going through. On-time payments will start to build a positive credit history. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. All Rights Reserved. I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . 4.50% Annual Percentage Yield (APY) as of January 2023. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Calculators, Log 2023 Green Dot Corporation. Snapshot of Card Features. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. 3. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. See app for free ATM locations. Your credit cards journey is officially underway. The card comes with a low APR of . American Express Essential TM Credit Card. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Limits apply. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Additional criteria may apply which can affect your eligibility and your overdraft coverage. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Truth about Credit Repair, All Score? National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Limits apply.. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Fees on your primary deposit account may reduce earnings on your savings account. All checks are subject to approval for funding in Ingo Moneys sole discretion. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Account must be in good standing and chip-enabled debit card activated to opt in. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. All Loans, All Its website states the following fees, but more charges may apply based on how you use the card. 2023 Ingo Money, Inc. All rights reserved. Mobile check deposit: Active personalized card, limits and other requirements apply. As such, early direct deposit availability may vary from pay period to pay period. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Held at or transferred to Green Dot login to see your Cardholder Agreement, to. Earn interest have not sponsored or endorsed Green Dot Bank, an FDIC-insured institution first 90 days of issuance. 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